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  2. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    VantageScore is another credit scoring model that pulls data from consumer credit reports to calculate a credit score. In the VantageScore model, a score between 300 and 660 is considered a ...

  3. What you need to know about your credit score - AOL

    www.aol.com/finance/know-credit-score-044447556.html

    This guide goes over the main determinants of your credit score, which factors matter the most and more.

  4. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    How FICO scores are calculated. Each FICO version weights different aspects of your credit history slightly differently, but all FICO scores are calculated based on the following five factors:

  5. VantageScore FAQs - AOL Help

    help.aol.com/articles/VantageScore-FAQs

    Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting ...

  6. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    The information on your credit report, from the types of accounts you have to your payment history, is used to determine your credit score. Negative or inaccurate information could lower your ...

  7. Everything you need to know about credit utilization ratio - AOL

    www.aol.com/finance/everything-know-credit...

    Key takeaways. Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your credit utilization ratio by dividing the total debt you ...

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