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2. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...

4. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]

6. What does homeowners insurance cover? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your location, average premiums can range ...

7. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Even with robust home insurance, like an HO-5 policy, you may still have gaps in your coverage. For added layers of protection, you might want to take a look at the different home insurance ...

8. Rental agreement - Wikipedia

   en.wikipedia.org/wiki/Rental_agreement

   There is a special type of the homeowners insurance in the United States specifically for renters — HO-4. This is commonly referred to as renter's insurance or renter's coverage. Similar to condominium coverage, referred to as a HO-6 policy, a renter's insurance policy covers those aspects of the apartment and its contents not specifically ...

9. How to buy homeowners insurance - AOL

   www.aol.com/finance/buy-homeowners-insurance...

   A standard HO-3 homeowners policy should include: Coverage A, Dwelling : This coverage is the calculated cost to rebuild your home. The cost is different from your home’s market value, which ...