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  2. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Public records (i.e., bankruptcies) Checking your credit includes information on all your accounts, both open and closed, including credit limits, account age and payment history. ... “Checking ...

  3. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    More housing options: Landlords may check your credit to gauge how likely you are to pay your rent on time. Bad credit could limit your access to housing. Bad credit could limit your access to ...

  4. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Most of these scores are based significantly on data not available through the national credit bureaus (alternative data), such as rental, utility, and telecom payment data or public record information such as property deeds and mortgages, liens, personal property titles, tax records, and licensing data. The Credit Optics Score by SageStream ...

  7. Credit report monitoring - Wikipedia

    en.wikipedia.org/wiki/Credit_report_monitoring

    Credit report monitoring or company tracking is the monitoring of one's credit history in order to detect any suspicious activity or changes. Companies offer such service on a subscription basis, typically granting regular access to one's credit history, alerts of critical changes to one's credit history, and additional services.

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