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Companies that provide hole-in-one insurance may provide signs or other accessories to help the tournament host promote the hole-in-one prize. The insurance contract between the golf tournament and insurance company will detail rules such as: which holes on the course the prize will be insured on, how to verify the hole-in-one was achieved ...
In golf, a hole in one or hole-in-one occurs when a ball hit from a tee to start a hole finishes in the cup. The feat is also known as an ace, mostly in American English.As the feat needs to occur on the stroke that starts a hole, a ball hit from a tee following a lost ball, out-of-bounds, or water hazard is not a hole-in-one, due to the application of a stroke penalty.
In 1991, Gilmartin added to his business holdings by co-founding Hole In One International, a full-service golf promotions and prize indemnification insurance company. [1] Soon thereafter, Hole In One International added a sister company, Odds On Promotions, to handle the non-golf promotion and prize indemnification requests it was receiving.
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Body-part insurance, for people whose livelihood depends on the state of a particular part of their body, such as actors' legs or noses [2] Kidnapping of key corporate executives [3] Hole-in-one insurance, for country clubs or other venues hosting golf tournaments with large cash prizes for a hole-in-one [4]
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On the other hand, major Japanese insurance companies have rather large solvency ratios, such as Sony Assurance Inc.'s 730.8% in 2017 or Sompo Japan's 652.1% in 2022. As a result, the Financial Services Agency has cut the compulsory motor liability insurance premium in 2023. GIROJ also calculates with the earthquake insurance premium rate.
The Hole-in-One insurance product allows tournament organizers to offer a cash (or equivalent) prize to anyone who makes a hole-in-one on one of the par 3 holes. The product is coupled with an online quoting tool that can provide a quote in less than 15 seconds for insurance limits from C$5,000 to C$50,000. [5]