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Kentucky car insurance laws require drivers to carry the following amounts of liability coverage: $25,000 bodily injury liability per person $50,000 bodily injury liability per accident
In Kentucky, drivers typically pay on average $2,540 for full coverage and $761 for minimum coverage per year. While Kentucky’s average insurance rates exceed the national average of $2,542 for ...
Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.
Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury ...
Kentucky. 25/50/25. None. Louisiana. 15/30/25. None. Maine. ... minimum coverage car insurance also includes PIP and uninsured motorist coverage, which can help pay for your injuries in a variety ...
The average annual cost of car insurance in Kentucky for drivers with clean records is $2,540 for full coverage and $761 for minimum coverage. These rates are in line with the national averages of ...
You incur $25,000 worth of medical bills and carry $25,000/$50,000 in uninsured motorist coverage. Having this coverage would help you avoid out-of-pocket medical expenses. Optional car insurance ...