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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   To file a dispute by mail, submit a detailed letter to the appropriate bureau(s). The Federal Trade Commission provides a sample letter you can use as a template. Your letter should identify the ...

3. What is a 609 dispute letter? - AOL

   www.aol.com/finance/609-dispute-letter-221731481...

   The bottom line. It’s important to review your credit report regularly and dispute all inaccurate information. A Section 609 dispute letter allows consumers to request verification of accounts ...

4. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Credit counseling involves working with an agency that will take a detailed look into your finances and make recommendations to help you get out of debt. This strategy can help you take control of ...

5. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

6. Money Management International - Wikipedia

   en.wikipedia.org/wiki/Money_Management_International

   Money Management International (MMI) is a United States non-profit that provides consumers with free credit counseling and education. [5] [6] [7] In about 25 percent of its consultations, it helps consumers develop a debt management or repayment plan. [5] MMI is funded primarily by creditors. [6]

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]

8. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Credit counselors are certified by the National Foundation for Credit Counseling, which offers an online form to connect with help. Consumer Financial Protection Bureau.

9. What is debt management? - AOL

   www.aol.com/finance/debt-management-202149646.html

   Debt management with a credit counselor. Another commonly used form of debt management is credit counseling. A credit counselor works on your behalf to construct a debt management plan and help ...