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Title IV contains nine parts that authorize a broad array of programs and provisions to assist students and their families in gaining access to and financing a postsecondary education. Programs authorized under this title are the primary sources of federal aid supporting postsecondary education.
A Pell Grant is a subsidy the U.S. federal government provides for students who need it to pay for college. Federal Pell Grants are limited to students with exceptional financial need, who have not earned their first bachelor's degree, or who are enrolled in certain post-baccalaureate programs, through participating institutions.
[4] During the 1998 reauthorization of the Higher Education Act, Congress changed the 85–15 rule to the 90–10 rule. Now for-profit colleges could receive up to 90%, rather than 85%, of revenue from Title IV funds. [6] In March 2021 the US Senate removed the 90–10 loophole as part of the 2021 Covid relief bill.
To apply for federal financial aid, students must first complete the Free Application for Federal Student Aid . The financial aid process has been criticized for its part in enrollment management, whereby students are awarded money not based on merit or need, but on the maximum the student families will pay. [1]
The three-year repayment rate for each school that receives Title IV funding is available at DOE's College Scorecard. [96] This number may be a poor indicator of the overall default rate: some schools place loans into forbearance, deferring loans beyond the three-year window to present a low default rate. [97] [98]
Not eligible for Title IV funding Accreditation Council on Optometric Education: ACOE: Yes: Yes: Not eligible for Title IV funding Accreditation Review Commission on Education for the Physician Assistant: ARC-PA: Yes: No: Accrediting Bureau of Health Education Schools: ABHES: No: Yes: Accrediting Council on Education in Journalism and Mass ...
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Funding for formula grants under the Elementary and Secondary Education Act, including $16.5 billion for Title I grants to low-income schools, $14.1 billion for Individuals with Disabilities Education, $2.1 billion for Title II teacher professional development state grants, $1.2 billion for Title IV Student Support and Academic Enrichment ...