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So, if the mortgage rate on a $150,000 refinance would normally be 7 percent, paying one point could reduce it to 6.75 percent, at a cost of $1,500 upfront. Shop around .
Rates on a 15-year mortgage stand at an average 6.13% for purchase and 6.17% for refinance — no change from 6.13% for purchase and down 3 basis points from 6.14% for refinance this time last week.
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
Rates on a 15-year mortgage stand at an average 6.16% for purchase and 6.20% for refinance, down 2 basis points from 6.18% for purchase and 1 basis point from 6.21% for refinance over the past week.
By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...
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