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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/9-free-easy-budget-templates...

    Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/finance/6-free-budget-templates...

    Best Free Yearly Budget Spreadsheet. For the planner and goal-oriented go-getter, there is the personal budget spreadsheet from Vertex42. Available as an Excel or Google Sheets template, this ...

  4. 7 best budgeting apps for December 2024: $0 and low ... - AOL

    www.aol.com/finance/best-budgeting-apps...

    Goodbudget’s free version includes functionality that can support most budgeters in managing and monitoring spending, including 10 regular envelopes for everyday budgeting and 10 “annual ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3]

  6. YNAB - Wikipedia

    en.wikipedia.org/wiki/YNAB

    The program was initially developed as standalone software in 2004 by Jesse Mecham, while he was in college pursuing his master's degree in accounting, after an experience where he and his wife had no money and needed to improve their budgeting. [1] [2] It evolved from a spreadsheet that he created for the budgeting process. [3]

  7. List of personal finance software - Wikipedia

    en.wikipedia.org/wiki/List_of_personal_finance...

    Personal finance software can be used to track spending, create budgets, and plan for future expenses. Some software differs by feature support, software code and development transparency, mobile app features, import methods, Monetization model, privacy and data storage practices.

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