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  2. 18 Banks That Don’t Use ChexSystems - AOL

    www.aol.com/18-banks-don-t-chexsystems-180106246...

    11. San Diego County Credit Union. According to SDCCU, you might not be excluded from opening an account even if you have a history of bounced checks or bad credit.You’ll need to live or work in ...

  3. Do Credit Unions Check Your Credit To Open an Account? - AOL

    www.aol.com/credit-unions-check-credit-open...

    For premium support please call: 800-290-4726 more ways to reach us

  4. Blacklisted by ChexSystems? Here’s what it is and what to do

    www.aol.com/finance/blacklisted-chexsystems...

    In other words, bad credit doesn’t necessarily affect your ability to open a bank account. But good credit also won’t help you get approved for a bank account if ChexSystems reports a negative ...

  5. What is a second-chance checking account? Here’s ... - AOL

    www.aol.com/finance/second-chance-checking...

    Financial institution / Name of account. Monthly maintenance fee. Minimum deposit to open. Chime/Second Chance Banking. $0. $0. Varo Bank/Second-Chance Banking. $0. $0. Wells Fargo/Clear Access ...

  6. ChexSystems - Wikipedia

    en.wikipedia.org/wiki/ChexSystems

    A ChexSystems report examines data submitted by banks in the past five years. A report may describe banking irregularities such as check overdrafts, unsettled balances, depositing fraudulent checks, or suspicious account handling. Banks may refuse to open a new deposit account for a consumer that has a negative item reported.

  7. What to do if a bank rejects you for a checking account - AOL

    www.aol.com/finance/bank-rejects-checking...

    When a potential customer applies to open a new checking account, the bank or credit union asks ChexSystems to run a search against the service’s database to see if any problems have been reported.

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