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  2. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident. [2] In some states, PIP is subrogatable, meaning that your insurance carrier will pay for your loss, regardless of liability, and then recover (or subrogate) what it paid from the liable party's insurance carrier. [3]

  3. Accident management - Wikipedia

    en.wikipedia.org/wiki/Accident_management

    The process is designed to help get motorists back in their own vehicles swiftly after a collision, using a repairer of their choice. The innocent driver is not usually required to pay any fees, or their insurance excess. UK credit repair turnover in 2008 was estimated at £300 million according to the Accident Management Association.

  4. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  5. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    Florida’s car insurance laws make it clear that every driver must have an active car insurance policy that meets the following coverage limits in order to operate a vehicle legally: $10,000 ...

  6. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    Reminder: your deductible is the amount you’ll pay for certain auto insurance coverage types to kick in. For example, if you do serious damage to your car — say, you back into something large ...

  7. Citizens Property Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Citizens_Property...

    The Florida Insurance Guaranty Association board met on March 31 and filed for an emergency assessment of 1% on all Florida property insurance policies. [32] That is in addition to a 0.7% for 2022, a 1.3% assessment from July 1 2022 to June 30 2023, and another 0.7% ending December 31 2023. [32]

  8. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    These forms prove to the state that you are maintaining auto insurance coverage. You will need to obtain car insurance at this point since these forms are filed directly by insurance companies.

  9. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

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