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  2. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  3. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  4. Stop-loss insurance - Wikipedia

    en.wikipedia.org/wiki/Stop-loss_insurance

    Insurance companies themselves, as well as self-insuring employers, purchase stop-loss coverage for a premium to protect themselves. [1] In the case of a participant reaching more than the specific (or "individual") stop-loss deductible ($300,000, for example), the insurer will reimburse the insured (the company, not the participant) for the remainder of the claim to be paid over that ...

  5. Arkansas car insurance laws: What you need to know - AOL

    www.aol.com/finance/arkansas-car-insurance-laws...

    Arkansas car insurance laws require every driver to carry at least a minimum coverage insurance policy. However, many drivers choose to carry additional coverage for added financial protection.

  6. Alabama car insurance laws - AOL

    www.aol.com/finance/alabama-car-insurance-laws...

    In Alabama, liability insurance, which includes bodily injury and property damage coverage, is the mandatory type of car insurance. Bodily injury coverage helps pay for injuries and lost wages of ...

  7. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Accidental death insurance is not an investment vehicle and thus clients are paying only for sustained protection. Most policies have to be renewed periodically (with revised terms), although the client's consent with renewal is often implicitly assumed.

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