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ISO 8583 is an international standard for financial transaction card originated interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards.
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A payment processor is a system that enables financial transactions, commonly employed by a merchant, to handle transactions with customers from various channels such as credit cards and debit cards or bank accounts.
An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belong to another member of the network. However, the functions which may be performed at the network ATM vary.
The National Financial Switch was launched by the IDRBT on 27 August 2004, connecting the ATMs of three banks, Corporation Bank, Bank of Baroda and ICICI Bank. [3] [4] [5] The IDRBT then worked towards bringing all major banks in India on board and by December 2009, the network had grown to connect 49,880 ATMs of 37 banks, thereby emerging as the largest network of shared ATMs in the country.
Operating e-payment clearing and settlement systems for the financial industry; Governing adherence to relevant standards; Developing technical standards and specifications for the Smart Card; Certification services for payment smart card and personalisation centres; MEPS provide the following services through its network to all participating ...
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It is commonly used for payment cards (ATM cards, credit cards, debit cards, etc.). Today it is also used for driving licences and personal identity cards in many countries, automated fare collection system cards for public transport, in retail loyalty cards, and even crew member certificates (particularly for aircrew [ 5 ] ).