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  2. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    Debt service coverage requirements for a term or amortizing loan is generally 1.1:1, and is defined as principal payments, plus interest expense, throughout one fiscal year analyzed on a 12-month trailing basis. Commercial loans are available in 48 states. They are: Multi-Family Commercial Loan Programs; Mixed-Use Commercial Loan Programs

  3. Term sheet - Wikipedia

    en.wikipedia.org/wiki/Term_sheet

    A term sheet is a bullet-point document outlining the material terms and conditions of a potential business agreement, establishing the basis for future negotiations between a seller and buyer. It is usually the first documented evidence of a possible acquisition . [ 1 ]

  4. Commercial mortgage - Wikipedia

    en.wikipedia.org/wiki/Commercial_mortgage

    The term of a commercial mortgage is generally between five and ten years for stabilized commercial properties with established cash flows (sometimes called "permanent loans"), and between one and three years for properties in transition, for example, newly opened properties or properties undergoing renovation or repositioning (sometimes called ...

  5. 9 types of business loans - AOL

    www.aol.com/finance/9-types-business-loans...

    1. Term loan. Term loans are the standard business loan option for both established businesses and startups. They meet individual expenses and are repaid over time — usually five or more years.

  6. Types of semi-truck financing - AOL

    www.aol.com/finance/types-semi-truck-financing...

    SBA loan program. Loan amount. Details. Standard 7(a) loan. Up to $5 million. Repayment terms up to 10 years. Interest rates between 11.50% to 16.50% depending on whether it is variable or fixed

  7. Pros and cons of a business bank loan - AOL

    www.aol.com/finance/pros-cons-business-bank-loan...

    Examples of bank business loans include: Term loans: Provide a lump sum to be rapid over a specified term with interest. Equipment loans: Designed to finance the purchase of business equipment, ...

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