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A 100-year flood is a flood event that has on average a 1 in 100 chance (1% probability) of being equaled or exceeded in any given year. [1] A 100-year flood is also referred to as a 1% flood. [2] For coastal or lake flooding, a 100-year flood is generally expressed as a flood elevation or depth, and may include wave effects. For river systems ...
The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [ 2 ] Such maps are used in town planning , in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property.
The Federal Emergency Management Agency (FEMA) defines the floodplain as the area that would be flooded by a base flood, [8] which is "the flood which has a one percent chance of being equaled or exceeded in any given year". In this sense, a base flood is synonymous with a 100-year flood and a floodplain is synonymous with a special flood ...
A Federal Emergency Management Agency (FEMA) flood elevation certificate provides specific property elevation information and may be especially beneficial for homeowners in high-risk flood zones.
This may be a free-standing flood level sign or other marker, or it may be affixed to a building or other structure that was standing at the time of the flood that set the mark. [ 3 ] A high water mark is not necessarily an actual physical mark, [ 4 ] but it is possible for water rising to a high point to leave a lasting physical impression ...
Flood stage is the water level, as read by a stream gauge or tide gauge, for a body of water at a particular location, measured from the level at which a body of water threatens lives, property, commerce, or travel. [1] The term "at flood stage" is commonly used to describe the point at which this occurs.
The same process can be done on a computer, sketching the watershed boundary (with a mouse or stylus) over a digital copy of a topographic map. [1] This is referred to as "heads up digitizing" or "on-screen digitizing." [2] Example of an idealized watershed boundary, drawn on a topographic map with elevation contours.
The Homeowner Flood Insurance Affordability Act of 2013 is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. [1] The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a ...
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