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2. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   4. Premium as Percentage of Income. Another method looks at how much you can reasonably spend on premiums. A common guideline is to allocate between 1% to 3% of your annual income toward life ...

3. How Much Life Insurance Should I Have? - AOL

   www.aol.com/much-life-insurance-204605047.html

   Pay Off Debts. Life insurance proceeds help to pay off debts you incurred during your life. The proceeds may pay off a mortgage or help with credit card debt or other loans. Protect Business Interests

4. How To Use Life Insurance for Retirement - AOL

   www.aol.com/life-insurance-retirement-174227196.html

   Here's how to use life insurance as a retirement plan to supplement income, build tax-deferred cash value, pay for medical expenses and provide financial security.

5. How much life insurance do I need? - AOL

   www.aol.com/finance/much-life-insurance...

   Income: For income, a good rule of thumb may be to think about how many years your family would need income for in your absence. Multiply the number of years by your annual income. Multiply the ...

6. Longevity insurance - Wikipedia

   en.wikipedia.org/wiki/Longevity_insurance

   Longevity insurance, [1] describes the process of mitigating longevity risk.In the United States, such risk mitigation is often achieved using a longevity annuity [2] or Tontine [dubious – discuss], qualifying longevity annuity contract (QLAC), [3] deferred income annuity, [4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85 ...

7. Who needs life insurance? - AOL

   www.aol.com/finance/needs-life-insurance...

   A licensed insurance agent or financial advisor can help you decide how much life insurance you need, but in general, you may want to calculate the amount of lost income you’d need to replace if ...