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  2. Private transfer fee - Wikipedia

    en.wikipedia.org/wiki/Private_transfer_fee

    Transfer fee supporters responded that (1) the existence of all assessments, including HOA dues, special assessments, etc., is disclosed early in the contract stage, when buyers have an opportunity to review all matters of title before deciding to proceed with the purchase; (2) this disclosure/decision process is identical to other fees, such ...

  3. Homeowner association - Wikipedia

    en.wikipedia.org/wiki/Homeowner_association

    A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents.

  4. Can you legally not pay your HOA? Here are the laws that ...

    www.aol.com/not-paying-hoa-fees-lead-110000241.html

    HOA board members and homeowners have responsibilities. Check over the laws to make sure they’re being followed.

  5. Closing costs - Wikipedia

    en.wikipedia.org/wiki/Closing_costs

    This is often one of the largest closing costs. Mortgage application fees, paid by the buyer to the lender, to cover the costs of processing their loan application. In some cases, the buyer would pay the lender the application directly and prior to closing, while in other cases the fee is part of the buyer's closing costs payable at closing.

  6. Best mortgage lenders of November 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders...

    Not disclosed. Learn more. PennyMac. If you want a large lender: 620. Learn more. New American Funding. A lifetime loan servicer. 580 (for FHA loans) View offer at New American Funding. Veterans ...

  7. What not to do before closing on a house - AOL

    www.aol.com/finance/not-closing-house-005444032.html

    The closing disclosure will outline the exact amount of the closing costs. Plan on bringing a cashier’s check, which is a check that shows the funds are guaranteed by a bank or a credit union ...

  8. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    This is a credit to the buyer. By law, the lender is not allowed to collect more than the sum of initial payments for reserve items. The aggregate adjustment is the amount the lender must 'credit' the borrower at closing, so that they don't collect more than the law allows. 1100 TITLE CHARGES. 1101 - Closing or Escrow Fee; This is the cost of ...

  9. HOA fees and assessments on the rise as home-insurance ... - AOL

    www.aol.com/finance/hoa-fees-assessments-rise...

    This is not solely a Florida problem, though: Other markets around the country where HOA fees increased by double digits, the study found, include Ft. Worth, Texas (14.6 percent); Sacramento ...