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  2. Bornhuetter–Ferguson method - Wikipedia

    en.wikipedia.org/wiki/Bornhuetter–Ferguson_method

    The Bornhuetter–Ferguson method was introduced in the 1972 paper "The Actuary and IBNR", co-authored by Ron Bornhuetter and Ron Ferguson. [4][5][7][8] Like other loss reserving techniques, the Bornhuetter–Ferguson method aims to estimate incurred but not reported insurance claim amounts. It is primarily used in the property and casualty [5 ...

  3. Category:Texas state holidays - Wikipedia

    en.wikipedia.org/wiki/Category:Texas_state_holidays

    Category. : Texas state holidays. Society portal. Holidays portal. Texas portal. This is a collection of articles about public holidays observed only, or primarily, by the U.S. State of Texas. For more widely celebrated holidays, see Category:Federal holidays in the United States.

  4. Public holidays in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_holidays_in_the...

    Several federal holidays are widely observed by private businesses with paid time off. These include New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Businesses often close or grant paid time off for New Year's Eve, Christmas Eve, and the Day after Thanksgiving, but none of these are federal holidays ...

  5. Chain-ladder method - Wikipedia

    en.wikipedia.org/wiki/Chain-ladder_method

    The chain-ladder or development[1] method is a prominent [2][3] actuarial loss reserving technique. The chain-ladder method is used in both the property and casualty [1][4] and health insurance [5] fields. Its intent is to estimate incurred but not reported claims and project ultimate loss amounts. [5] The primary underlying assumption of the ...

  6. Expectation damages - Wikipedia

    en.wikipedia.org/wiki/Expectation_damages

    e. Expectation damages are damages recoverable from a breach of contract by the non-breaching party. An award of expectation damages protects the injured party's interest in realising the value of the expectancy that was created by the promise of the other party. Thus, the impact of the breach on the promisee is to be effectively "undone" with ...

  7. Liquidated damages - Wikipedia

    en.wikipedia.org/wiki/Liquidated_damages

    v. t. e. Liquidated damages, also referred to as liquidated and ascertained damages (LADs), [1] are damages whose amount the parties designate during the formation of a contract [2] for the injured party to collect as compensation upon a specific breach (e.g., late performance). [3] This is most applicable where the damages are intangible.

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  9. Paid time off - Wikipedia

    en.wikipedia.org/wiki/Paid_time_off

    t. e. Paid time off, planned time off, or personal time off (PTO), is a policy in some employee handbooks that provides a bank of hours in which the employer pools sick days, vacation days, and personal days that allows employees to use as the need or desire arises. This policy pertains mainly to the United States, where there are no federal ...