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The Citi Diamond Preferred is nearly identical to the Citi Simplicity, offering the same 21-month 0 percent intro APR on balance transfers and 12-month 0 percent intro APR on purchases (then an 18 ...
You can apply for the Diamond Preferred card or the Citi Simplicity card on the Citi website and, if qualified, enjoy a 0% intro APR for 18 months on purchases and balance transfers. (Balance ...
A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.
To qualify for the 0% APR, balance transfers must be completed within four months after account opening. There is a fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...
Some balance transfer cards also offer a 0 percent intro APR on purchases, although this is likely less important when you’re focused on paying down existing debt. Rewards and perks.
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