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2. Employee Retirement Income Security Act of 1974 - Wikipedia

   en.wikipedia.org/wiki/Employee_Retirement_Income...

   If the assets are less than the liabilities, the employer must contribute the amount necessary to fully fund the plan. A standard termination is sometimes referred to as a voluntary termination because the employer has chosen to terminate the plan. In a standard termination, all accrued benefits under the plan become 100% vested.

3. What Happens To Your 401(k) When You Get Laid Off? - AOL

   www.aol.com/finance/happens-401-k-laid-off...

   A 401(k) is a profit-sharing retirement saving plan some U.S. employers offer. It lets you contribute a portion of your pre-tax income to a tax-advantaged investment account.

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

5. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401(k) plans ...

6. Experts: What Should You Do If Your 401(k) Retirement Plan Is ...

   www.aol.com/finance/experts-401-k-retirement...

   Employers don't have to offer retirement plans such as 401(k)s or 403(b)s. They cost employers a pretty penny, and when lower revenues force hard decisions, sometimes retirement plans face the...

7. What happens to your 401(k) after you leave a job? 8 key ...

   www.aol.com/finance/happens-401-k-leave-job...

   That means many job-hoppers may have a 401(k) retirement plan with a former employer. ... Keep tabs on the old 401(k) If you decide to leave an account with a former employer, keep up with both ...