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2. Online banks vs. traditional banks: Comparing rates, features ...

   www.aol.com/finance/online-banks-vs-traditional...

   Online banks like SoFi and Ally are large enough to not ... to an online bank, weigh how the higher interest rates and modern conveniences stack up against the lack of in-person services and ...

3. Savings interest rates today: Need a smarter place to park ...

   www.aol.com/finance/savings-interest-rates-today...

   Here's how FDIC national deposit rates on a $10,000 minimum deposit compare between November and December 2024 on traditional low-interest deposit accounts. Savings and deposit account National ...

4. Savings interest rates today: Put your money to work with top ...

   www.aol.com/finance/savings-interest-rates-today...

   Here's how FDIC national deposit rates on a $10,000 minimum deposit compare between November and December 2024 on traditional low-interest deposit accounts. Savings and deposit account National ...

5. How the Federal Reserve impacts savings account interest rates

   www.aol.com/finance/federal-impacts-savings...

   Large brick-and-mortar banks, such as Chase and Bank of America, are still paying around 0.01 percent annual percentage yield (APY), while top high-yield savings accounts offer up to 5.30 percent ...

6. Regulation Q - Wikipedia

   en.wikipedia.org/wiki/Regulation_Q

   As a result of Section 11 of the Banking Act of 1933, Regulation Q was promulgated by the Federal Reserve Board on August 29, 1933. In addition to prohibiting the payment of interest on demand deposits (a prohibition that the act also wrote into the Federal Reserve Act (12 U.S.C.371a) as Section 19(i)), it was also used to impose interest rate ceilings on various other types of bank deposits ...

7. Excess reserves - Wikipedia

   en.wikipedia.org/wiki/Excess_reserves

   Research by personnel at the Fed has resulted in claims that interest paid on reserves helps to guard against inflationary pressures. [2] Under a traditional operating framework, in which central bank controls interest rates by changing the level of reserves and pays no interest on excess reserves, it would need to remove almost all of these excess reserves to raise market interest rates.