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RBS plc v Etridge (No 2) Court: House of Lords: Full case name: Royal Bank of Scotland Plc v Etridge (No.2), Barclays Bank Plc v Coleman, Barclays Bank Plc v Harris, Midland Bank Plc v Wallace, National Westminster Bank Plc v Gill, UCB Home Loans Corp Ltd v Moore, Bank of Scotland v Bennett, Kenyon-Brown v Desmond Banks & Co (Undue Influence) (No.2)
A personal guarantee is a promise made by a person or an organization (the guarantor) to accept responsibility for some other party's debt (the debtor) if the debtor fails to pay it. In the case of a personal guarantee made by an individual on behalf of another, the person who makes the personal guarantee is usually referred to as a co-signer ...
The Woolwich branch sent a message to the Burnham branch where Mrs O’Brien was meant to sign saying to tell her of the full effects, but they did not follow instructions. Mrs O’Brien saw a document and did not read it. It said ‘obtain independent legal advice before signing this letter’ but she just signed it and was not given a copy.
A personal guarantee means you personally promise that a debt will be paid back. If you sign a personal guarantee on a business loan, you are responsible for paying back the money if the business ...
It has also played an important role in reforms such as U.S. Revised UCC Article 5 and the United Nations Convention on Independent Guarantees and Standby Letters of Credit. The institute has also helped combat commercial and financial instrument fraud .
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