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2. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

3. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

4. Financial privacy laws in the United States - Wikipedia

   en.wikipedia.org/wiki/Financial_privacy_laws_in...

   State laws regarding credit scores, credit reports, and insurance that were to remain in effect as a result of the amendments were outlined within the act. Under the act, consumers received more rights to explanations of their credit scores and the right to a free credit report each year.

5. How the Fair Credit Reporting Act Can Help You - AOL

   www.aol.com/fair-credit-reporting-act-help...

   Since its introduction in 1970, the Fair Credit Reporting Act (FCRA) has made it possible for consumers to access their credit scores and reports. To learn more about the Fair Credit Reporting Act ...

6. Can anyone check my credit without permission? - AOL

   www.aol.com/finance/anyone-check-credit-without...

   Key takeaways. The Fair Credit Reporting Act protects consumer privacy in part by limiting who is allowed to view your credit report and why. Because your credit report contains private ...

7. Can you remove hard inquiries from your credit report? - AOL

   www.aol.com/finance/remove-hard-inquiries-credit...

   Fortunately, this is easy to do, thanks to the Fair Credit Reporting Act (FCRA). ... Under the Act, you have the right to one free copy of each of your three credit reports once a year. You can ...