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The bank traces its roots to First National Bank of Ionia, which was founded in 1864. In 1896, relinquished its national charter and obtained a state charter, reorganized as State Savings Bank of Ionia. in 1952, changed name to First Security Band. In 1974, Independent Bank Corporation was established as the bank holding company. [3]
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The bank acquired Long Island City Savings and Loan Association in 1992. [4] Four years later, Independence Savings Bank acquired Bay Ridge Federal Savings Bank for $144 million in cash. [5] [6] In 1998, the bank converted from a mutual organization to a joint-stock company and became a public company via an initial public offering. [7]