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2. Can you get a loan with fair credit? Yes — here’s how - AOL

   www.aol.com/finance/getting-loan-fair-credit...

   But, as a fair credit borrower, you can expect to get an interest rate between roughly 18 percent and 32 percent, depending on the lender. Steeper fees. You may pay origination fees as high as 12 ...

3. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   Make all payments on time and reduce your credit card balances: Your payment history on your report goes back two years or longer, so start now if you can. Bring any past-due accounts current ...

4. How your mortgage affects your credit score - AOL

   www.aol.com/finance/mortgage-affects-credit...

   Key takeaways. Getting a mortgage can cause a temporary dip in your credit score. But consistent, on-time mortgage payments will cause your credit score to rebound, and even improve over time.

5. Fair Credit and Charge Card Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_and_Charge...

   The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.

6. Truth in Lending Act - Wikipedia

   en.wikipedia.org/wiki/Truth_in_Lending_Act

   Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...

7. What is considered a fair credit score? - AOL

   www.aol.com/finance/considered-fair-credit-score...

   For example, if you were planning to buy a new car for $30,000 with a 36-month auto loan in California, you’d pay significantly more for the same loan with a fair credit score of 600 than with a ...