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For example, it can help you weigh decisions about employee footwear policies and reduce workers’ compensation claims. Half of the small business respondents to a poll from Pie Insurance ...
Paychex and EMPLOYERS Join to Provide Workers' Compensation Insurance to Small Business Market RENO, Nev.--(BUSINESS WIRE)-- EMPLOYERS®, America's small business insurance specialist®, has ...
For example, a small business may face internal risks like losing key people or people becoming injured or sick. Or, it might be impacted by external risks like natural disasters or market changes.
Remote injury. Workers get injured away from work, but say they were hurt on the job so that their workers' compensation policy will cover the medical bills. Inflating injuries. A worker has a fairly minor job injury, but lies about the magnitude of the injury in order to collect more workers' compensation money and stay away from work longer.
Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
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