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Any of the following may be helpful for stating the rationale: Template:Book rationale, Template:Non-free use rationale book cover, or Template:Manga rationale. To patrollers and administrators : If this image has an appropriate rationale please append |image has rationale=yes as a parameter to the license template.
Book covers need to effectively communicate their content to the intended market, which can encourage reliance on stereotypical representations, such as using the color pink for books by or about women, or showing a multiracial group on the cover of a book about racial diversity.
Crime insurance is a form of casualty insurance that covers the policyholder against losses arising from the criminal acts of third parties. For example, a company can obtain crime insurance to cover losses arising from theft or embezzlement. Terrorism insurance provides protection against any loss or damage caused by terrorist activities.
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Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. [1] According to Swiss Re, of the $6.782 trillion of global direct premiums written worldwide in 2022, $2.959 trillion (43.6%) were written in the United States.
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In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.
The check drawer will be responsible to cover the amount of the check, plus all fees to which the recipient is legally entitled, plus a program fee. The drawer will also be required to take a course designed to improve check-writing habits. These programs are controversial and in recent years have come under fire in lawsuits.