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All private health insurance plans offered in the Marketplace must offer the following essential health benefits: ambulatory care, emergency services, hospitalization (such as surgery), maternity and newborn care, mental health and substance abuse services, prescription drugs, rehabilitative and habilitative services (services to help people ...
All Marketplace plans must cover treatment for pre-existing medical conditions, meaning no insurance plan can reject you, charge you more or refuse to pay for essential health benefits for any ...
As consumers explore the Health Insurance Marketplace, some aspects of coverage tend to be more intuitive than others. ... Workers with individual plans shoulder roughly 15-17% of premium costs ...
The Federally Facilitated Marketplace is established in a state by the HHS Secretary for states that chose not to set up their own marketplace or did not get approval for one. [2] Individuals (i.e. citizens of a state) and employers will have the ability to find and purchase Qualified Health Plans through the FFM and its partners. [1]
President Barack Obama signed the Affordable Care Act (ACA) into law on March 23, 2010, in the East Room before a select audience of nearly 300 people. He stated that the health reform effort, designed after a long and acrimonious debate facing fierce opposition in the Congress to expand health insurance coverage, was based on "the core principle that everybody should have some basic security ...
Employee enrollment: Employees choose an individual health insurance plan from the marketplace. Reimbursement : The employer reimburses the employee for eligible premium costs, typically on a ...
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