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  2. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    Typically, mortgage insurance is a separate policy homeowners pay for in addition to home insurance when the down payment to purchase the home falls below 20 percent.

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Factors that affect homeowners insurance rates. Home insurance companies will typically calculate insurance rates based on risk. They will look at several factors such as your location, ...

  4. Mortgage insurance vs homeowners insurance: what’s the ...

    www.aol.com/finance/mortgage-insurance-vs...

    Mortgage insurance, also known as private mortgage insurance (PMI), is typically required for borrowers who make a down payment of less than 20 percent when purchasing a home. Homeowners insurance ...

  5. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Home insurance, also commonly called hazard insurance or homeowners insurance (often abbreviated in the real estate industry as HOI), provides coverage for damage or destruction of the policyholder's home. In some geographical areas, the policy may exclude certain types of risks, such as flood or earthquake, that require additional coverage.

  6. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Key takeaways. Most mortgage lenders require homeowners to purchase home insurance. Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property ...

  7. Renters' insurance - Wikipedia

    en.wikipedia.org/wiki/Renters'_insurance

    Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.

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