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  2. What is an unsecured loan? - AOL

    www.aol.com/finance/unsecured-loan-204331407.html

    Compare unsecured loan offers. Some lenders offer prequalification so you can see which loans you might qualify for before you apply. Look at each lender’s interest rates, fees, loan terms and ...

  3. Pros and cons of unsecured business loans - AOL

    www.aol.com/finance/pros-cons-unsecured-business...

    With a secured loan, the lender can take the collateral to recover losses if you fail to make payments. With an unsecured loan, the lender relies more on your creditworthiness and business ...

  4. Secured vs. unsecured startup business loan - AOL

    www.aol.com/finance/secured-vs-unsecured-startup...

    Harder to qualify: Lenders may have stricter requirements if you want an unsecured loan. You might have to demonstrate higher revenue or wait until you’ve accumulated six or more months in business.

  5. Discover Financial - Wikipedia

    en.wikipedia.org/wiki/Discover_Financial

    Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

  6. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans always hurt your credit. When used responsibly, personal loans can help improve your credit score over the long term. As with any form of credit, the key is to repay the loan ...

  7. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    In personal finance, a guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments.

  8. Nonrecourse debt - Wikipedia

    en.wikipedia.org/wiki/Nonrecourse_debt

    Recourse debt or recourse loan is a debt that is backed by both collateral from the debtor, and by personal liability of the debtor. [2] This type of debt allows the lender to collect from the debtor and the debtor's assets in the case of default, in addition to foreclosing on a particular property or asset as with a home loan or auto loan.

  9. Is a small business loan secured or unsecured? - AOL

    www.aol.com/finance/small-business-loan-secured...

    Key takeaways. Secured business loans require collateral to back the loan. Unsecured business loans typically require a personal guarantee, while secured loans may have lower interest rates and ...

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