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Uninsured and underinsured motorist insurance: If you are involved in an accident caused by a driver who does not have insurance or enough insurance to cover the losses, these coverage types could ...
A new year brings new beginnings and, in some states, new car insurance laws. If you live in California, Utah or Virginia, effective Jan. 1, 2025, your state’s minimum car insurance requirements ...
Another example, in the state of Oklahoma, drivers must carry at least state minimum liability limits of $25,000/$50,000/$25,000. [6] If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people ...
California is a “no pay, no play” state, which prevents an uninsured not-at-fault driver from suing an insured at-fault driver for non-economic damage, such as pain and suffering or inconvenience.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
The California Insurance Code are the codified California laws regarding insurance. The code not only covers requirements for home, auto, medical and business insurance policies, but also covers the licensing of bail bond agents, workers' compensation, motor club services, and other related business types.
213 – Passed – Limitation on Recovery to Felons, Uninsured Motorists, Drunk Drivers. 214 – Failed – Health Care. Consumer Protection. Initiative Statute. 215 – Passed – Compassionate Use Act of 1996. Medical Use of Marijuana. 216 – Failed – Health Care. Consumer Protection. Taxes on Corporate Restructuring.
The federal government will cover no less than 90 percent of the new spending. Five states and the District of Columbia begin phasing in the expansion early during 2010 and 2011. June 2012. The Supreme Court rules, 7-2, that states may opt out of the law’s Medicaid expansion without losing previous federal funding.