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California is a “no pay, no play” state, which prevents an uninsured not-at-fault driver from suing an insured at-fault driver for non-economic damage, such as pain and suffering or inconvenience.
A new year brings new beginnings and, in some states, new car insurance laws. If you live in California, Utah or Virginia, effective Jan. 1, 2025, your state’s minimum car insurance requirements ...
Uninsured motorist coverage may even cover property damage to your vehicle caused by a driver in a hit-and-run. Gap insurance : Drivers who have a lease or loan may consider purchasing gap insurance.
The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers a monthly or yearly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
The California Insurance Code are the codified California laws regarding insurance.The code not only covers requirements for home, auto, medical and business insurance policies, but also covers the licensing of bail bond agents, workers' compensation, motor club services, and other related business types.
Uninsured/underinsured motorists coverage: This type of coverage helps pay for injuries caused by a motorist with little to no insurance coverage and may help in the case of a hit-and-run. In some ...
The California Driver Handbook is a booklet published by the California Department of Motor Vehicles. It is also available on the web. [15] Formerly titled the 'Vehicle Code Summary', it has information relating to licenses, examinations, laws/rules of the road, road signs, seat belts, and health and safety issues.