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In the 2000s, security questions came into widespread use on the Internet. [1] As a form of self-service password reset, security questions have reduced information technology help desk costs. [1] By allowing the use of security questions online, they are rendered vulnerable to keystroke logging and brute-force guessing attacks, [3] as well as ...
Dynamic KBA is a high level of authentication that uses knowledge questions to verify each individual identity but does not require the person to have provided the questions and answers beforehand. Questions are compiled from public and private data such as marketing data, credit reports or transaction history.
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Prompts for out-of-wallet questions are now often generated automatically through convergence of databases containing users' financial transactions, vehicle registrations, and other records. [2] Typical out-of-wallet questions a user may be asked include: What was the color of your first car? What is the name of the first school you attended?
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Security controls or security measures are safeguards or countermeasures to avoid, detect, counteract, or minimize security risks to physical property, information, computer systems, or other assets. [1] In the field of information security, such controls protect the confidentiality, integrity and availability of information.
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