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Bank of America recently found that Americans are tapping their 401(k) accounts due to money troubles. Yet JCPenney argues these economic challenges play to the 121-year-old company’s strengths.
Maxing out a 401(k) plan is a tall order. This year, that requires you to contribute $23,000 if you're under the age of 50, or $30,500 if you're 50 or older. In 2025, 401(k) limits are going up.
A 401(k) can be a great way to save for retirement, but a few wrong decisions can derail your progress. Fortunately, it only takes a little planning to avoid the biggest 401(k) mistakes.
And the more money you put into a 401(k), the more income you can shield from the IRS (assuming it's a traditional 401(k), not a Roth). Maxing out a 401(k) could potentially set you up with a very ...
And because traditional 401(k) plans are tax-deferred retirement accounts, contributing to them lowers my annual taxable income as well. For 2025, most individuals can contribute (pre-tax) up to ...
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Ron Johnson (born October 15, 1959) is the CEO and founder of Enjoy Technology. Previously, he was CEO of JCPenney, where he led a failed effort to fundamentally reshape the retailer; senior vice president of retail operations at Apple Inc., where he developed the concept of the Apple Retail Stores and the Genius Bar; and the vice president of merchandising for Target Corporation, where he was ...