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  2. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...

  3. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Guaranteed issue life insurance coverage tends to be much more expensive than term life insurance because it covers high-risk parties. For instance, an older individual who seeks a guaranteed ...

  4. What is life insurance underwriting? - AOL

    www.aol.com/finance/life-insurance-underwriting...

    Guaranteed issue life insurance offers a pathway to obtain coverage without the standard underwriting life insurance process. This means no medical exams or detailed health questionnaires are ...

  5. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    Types of life insurance: Find the best coverage to protect your ... due to the added risk insurers take on without a medical exam. ... for guaranteed issue life insurance are usually lower ...

  6. Guaranteed issue - Wikipedia

    en.wikipedia.org/wiki/Guaranteed_issue

    Guaranteed issue is a term used in health insurance to describe a situation where a policy is offered to any eligible applicant without regard to health status. Often this is the result of guaranteed issue statutes regarding how health insurance may be sold, or to provide a means for people with pre-existing conditions the ability to obtain health insurance of some kind.

  7. Community rating - Wikipedia

    en.wikipedia.org/wiki/Community_rating

    The Star of Life, incorporating the rod of Asclepius, a symbol of medical care. Community rating is a concept usually associated with health insurance, which requires health insurance providers to offer health insurance policies within a given territory at the same price to all persons without medical underwriting, regardless of their health status.

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