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  2. 10 Common Bank Fees and How To Avoid Them - AOL

    www.aol.com/common-bank-fees-avoid-them...

    Here are some of the most common bank fees and ways to avoid paying them. Account Maintenance Fee This is typically a monthly service fee that may be charged to keep the account open.

  3. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    SoFi is a bank that offers a combination checking and savings account paying out up to 3.80% APY with direct deposits without monthly account maintenance fees or minimum balance requirements.

  4. ATM fees are higher than ever. Here are 7 ways to avoid ...

    www.aol.com/finance/atm-fees-higher-ever-7...

    Thankfully, with a little foresight and planning you can easily avoid paying ATM fees and keep your money where it belongs, in your own pocket. 7 ways to avoid ATM fees There are plenty of ways to ...

  5. Psychological pricing - Wikipedia

    en.wikipedia.org/wiki/Psychological_pricing

    Choi, Lee, and Ji (2012) examined the interactive effects of 9-ending prices and message framing in advertisements. The researchers found that when pairing nine-ending prices with positive messages, advertisements were much more positively received by consumers. This in turn increased their likelihood of making a purchase decision. [14]

  6. How To Use Your Grace Period to Avoid Paying Interest - AOL

    www.aol.com/grace-period-avoid-paying-interest...

    For example, let’s say you want to buy a new laptop and want some extra time to save some more cash to avoid paying interest on your credit card. Your billing cycle ends on Aug. 25 and your ...

  7. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Many credit card issuers give a rate that is based upon an economic indicator published by a respected journal. For example, most banks in the U.S. offer credit cards based upon the lowest U.S. prime rate as published in the Wall Street Journal on the previous business day to the start of the calendar month. For example, a rate given as 9.99% ...

  8. Next-best-action marketing - Wikipedia

    en.wikipedia.org/wiki/Next-best-action_marketing

    The "next best action" (an offer, proposition, service, etc.) is determined by the customer's interests and needs, and the marketing organization's business objectives and policies. This is in sharp contrast to traditional marketing approaches that first create a proposition for a product or service and then attempt to find interested and ...

  9. Get started with your AOL Perks benefit

    help.aol.com/articles/get-started-with-your-aol...

    For questions regarding AOL Perks, please contact PerkSpot Customer Service by email at cs@perkspot.com 7 days a week or via phone at 1.866.606.6057 (Monday - Friday, 10am - 7pm ET). Live chat support is also available Monday-Friday, 10am-7pm ET by logging into your AOL Perks account.