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Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.
Latitude’s core business is in consumer finance through a variety of services including secured and unsecured personal loans, credit cards, car loans and interest free retail finance. [1] As of 2018 it had around a 6% share of Australia’s personal lending market, making it the biggest non-bank lender of consumer credit in Australia. [2]
Harmoney provides risk-priced, unsecured personal loans up to $70,000 and has issued NZD $2 billion worth of loans as of March 2021. Launched in September 2014, Harmoney was the first licensed provider in New Zealand after peer-to-peer lending and crowdfunding were enabled on 1 April 2014, following the passing of new financial legislation in ...
UBank is an Australian direct bank, that operates as a division of National Australia Bank (NAB). It was established in 2008, and provides savings products and home loans online and over the phone. UBank operates under NAB's banking licence and uses its balance sheet, risk management and technology infrastructure.
2. Rocket Loans. Best for 100% online loan process. Rocket is a well-known mortgage lender, but it also offers personal loans of $2,000 to $45,000 ($5,001 to $45,000 in Ohio) through Cross River Bank.
Aussie is an Australian retail financial services group with operations spanning all mainland capital cities and major regional centres throughout Australia. As of April 2012, Aussie reported a loan book under management of over A$42 billion through 750 brokers and 150 stores. [1]
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