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  2. 8 Must-Know Rules for Gifting Holiday Money to Family

    www.aol.com/8-must-know-rules-gifting-165700115.html

    4. Know the tax implications. In certain countries, like the US, you may only be able to gift money to family members tax-free as long as it’s under a certain amount.. For example, IRS rules on ...

  3. Gift tax in the United States - Wikipedia

    en.wikipedia.org/wiki/Gift_tax_in_the_United_States

    A gift tax, known originally as inheritance tax, is a tax imposed on the transfer of ownership of property during the giver's life. The United States Internal Revenue Service says that a gift is "Any transfer to an individual, either directly or indirectly, where full compensation (measured in money or money's worth) is not received in return."

  4. Federal Housing Administration - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Administration

    Notably, 82.84% of these FHA-insured single-family forward purchase transaction mortgages in fiscal year 2019 were availed by first-time homebuyers. Furthermore, minorities accounted for 36.24% of FHA purchase mortgage borrowers in the calendar year 2018, a significant contrast to the 19.94% observed through conventional lending channels.

  5. How much is an FHA loan down payment? - AOL

    www.aol.com/finance/much-fha-loan-down-payment...

    For a $300,000 home purchase, that’s $10,500 down at the low end and $30,000 at the top. Mortgage. You can only borrow so much with an FHA loan: $498,257 for a single-family home in most housing ...

  6. Gift tax - Wikipedia

    en.wikipedia.org/wiki/Gift_tax

    Exempted if received by immediate family members; otherwise, 25%. Belgium: Gift tax rates differ depending on the area where the gift is registered and range from 3% to 7%. Botswana: 12.5% Chile: 25% Colombia: 10% Croatia: 4% Czech Republic: If the gift is taxable, the usual PIT rate applies. Denmark: 15% Dominican Republic: 27% Ecuador: 35% ...

  7. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    “An FHA streamline is a unique loan program because there is no income qualification or appraisal needed,” says Brian Green, a mortgage lender and licensed loan officer in Sacramento, Calif.

  8. Nehemiah Corporation of America - Wikipedia

    en.wikipedia.org/wiki/Nehemiah_Corporation_of...

    Nehemiah Corporation of America is a non-profit organization based in Sacramento, California specializing in homeownership, affordable housing and community development. It started in 1994 as a small organization, but grew to prominence later in the 1990s after it developed a program that allowed home buyers to make down payments on their purchases using funds that were derived from the home ...

  9. The Best Gifts for the Family Who Already Has Everything - AOL

    www.aol.com/lifestyle/44-christmas-gifts-family...

    Give the family a gift that’ll last for many dinner parties to come. The charcuterie board comes with a knife set and ample space for the meats, cheeses, and snacks of their choosing.

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