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  2. Immediate Payment Service - Wikipedia

    en.wikipedia.org/wiki/Immediate_Payment_Service

    Immediate Payment Service is managed by the National Payments Corporation of India (NPCI) and is built upon the existing National Financial Switch network. In 2010, the NPCI initially carried out a pilot for the mobile payment system with 4 member banks (State Bank of India, Bank of India, Union Bank of India and ICICI Bank), and expanded it to include Yes Bank, Axis Bank and HDFC Bank later ...

  3. Instant payment - Wikipedia

    en.wikipedia.org/wiki/Instant_payment

    Instant payment (sometimes referred to as real-time payment or faster payment) is a method of electronic funds transfer, allowing for almost immediate transfer of money between bank accounts. This was in contrast to the previous transfer times of one to three business days that had been in place until the mid-2010s.

  4. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A merchant account is a type of bank account that allows a seller, known as the merchant, to accept payments by debit or credit cards.A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions.

  5. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    Unified Payments Interface (UPI) is an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.

  6. India Post Payments Bank - Wikipedia

    en.wikipedia.org/wiki/India_Post_Payments_Bank

    Account: The bank offers savings and current accounts up to a balance of Rs. 200,000. QR Code: Customers can use QR code payments eliminating the need to remember account numbers, PINs and passwords. Unified Payments Interface; Immediate Payment Service; National Electronic Funds Transfer; Real-time gross settlement; Bharat BillPay; Direct ...

  7. What is a merchant cash advance? - AOL

    www.aol.com/finance/merchant-cash-advance...

    Merchant cash advances can help businesses having difficulty finding funding, offering the capital needed to cover day-to-day expenses. But if you miss payments and default on the advance, the MCA ...

  8. Instant payment notification - Wikipedia

    en.wikipedia.org/wiki/Instant_Payment_Notification

    IPN is used by merchant to automate backend functions related to: the end user account creation, order tracking, customer and merchant notifications related to acquired services. When an E-commerce system requests a resource from a payment gateway, like a new invoice or bill for goods, the request must contain a URL endpoint representing a ...

  9. Cash account - Wikipedia

    en.wikipedia.org/wiki/Cash_account

    Cash account acts as a main entry book as well as a ledger in accounting. The dual impact of cash book occurs due to the presence of two sides (entities): Debit and credit. Cash account is the combination of cash receipts journal and cash payment journal and hence called as "cash receipts and payment journal".