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2. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use the FICO credit scoring model ...

3. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   That extra cash could help you pay off your debt faster. Cons of debt consolidation. It’s also important to understand the downsides: Upfront costs: That personal loan or HELOC doesn’t come ...

4. Paying off debt in tough financial times - AOL

   www.aol.com/finance/paying-off-debt-tough...

   Paying off your balance in full as quickly as possible can free you from years of debt and save you thousands of dollars in interest. Strategize your debt repayments

5. Debt snowball method - Wikipedia

   en.wikipedia.org/wiki/Debt_snowball_method

   The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. [1]

6. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt generally refers to money owed by one party, the debtor, to a second party, the creditor.It is generally subject to repayments of principal and interest. [9] Interest is the fee charged by the creditor to the debtor, generally calculated as a percentage of the principal sum per year known as an interest rate and generally paid periodically at intervals, such as monthly.

7. Recording (real estate) - Wikipedia

   en.wikipedia.org/wiki/Recording_(real_estate)

   The record title system differs significantly from land registration systems, such as the Torrens system, that have been adopted in a few states. The principal difference is that the recording system does not determine who owns the title or interest involved, which is ultimately established through litigation in the courts.

8. What nonprofit debt consolidation is and how it works

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   Here’s what to consider to help you determine if free debt consolidation is a good fit for you.

9. AOL Mail is free and helps keep you safe.

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   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!