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  2. Can I Get a Lump Sum Social Security Payment? - AOL

    www.aol.com/finance/lump-sum-social-security...

    You may be able to choose to receive a single lump sum payment representing six months' worth of Social Security retirement benefits. The lump-sum option is only available to people who have ...

  3. Social Security: The Hidden Trap to Claiming a Lump-Sum ... - AOL

    www.aol.com/social-security-deceptive-lump-sum...

    Americans who qualify for Social Security retirement benefits are usually encouraged to wait at least until full retirement age to collect so you can get 100% of the benefits you are due. Ideally,...

  4. Social Security (United States) - Wikipedia

    en.wikipedia.org/wiki/Social_Security_(United...

    Some have proposed that the Social Security system be modified to provide for the option of individual accounts (in effect, to make the system, at least in part, more like a defined contribution pension plan). Specifically, on February 2, 2005, President George W. Bush made Social Security a prominent theme of his State of the Union Address. [189]

  5. Social Security: 3 Things To Know About Receiving a Lump Sum ...

    www.aol.com/finance/social-security-3-things...

    Many Americans think of Social Security as a retirement program that pays out monthly benefits. While this is true, there is a specific circumstance under which you may be entitled to a lump sum...

  6. History of Social Security in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_Social_Security...

    The government adopted a unified budget in the Johnson administration in 1968. This change resulted in a single measure of the fiscal status of the government, based on the sum of all government activity. [57] The surplus in Social Security trust funds offsets the total debt, making it appear much smaller than it otherwise would. This allowed ...

  7. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

  8. Social Security Is Getting a Shakeup in 2025. Here's What to ...

    www.aol.com/social-security-getting-shakeup-2025...

    Image source: Getty Images. 1. Social Security benefits are rising by 2.5%. Each year, Social Security benefits are eligible for an automatic cost-of-living adjustment, or COLA.

  9. Pension - Wikipedia

    en.wikipedia.org/wiki/Pension

    The final accrued amount is available as a monthly pension or a lump sum, but usually monthly. In the US, 26 U.S.C. § 414(j) specifies a defined benefit plan to be any pension plan that is not a defined contribution plan (see below) where a defined contribution plan is any plan with individual accounts.