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  2. Homeowners insurance vs. co-op insurance vs. condo ... - AOL

    www.aol.com/finance/homeowners-insurance-vs-co...

    Homeowners who live in a homeowners association might also want to consider this coverage. Loss assessment coverage can help pay if you are assessed for a covered claim, which is a fee assessed to ...

  3. How to read a homeowners insurance policy

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    The parts of a homeowner insurance policy. A homeowners insurance policy includes a variety of coverage types, each one with its own monetary coverage limit. The central element is dwelling ...

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  5. What is an HOA insurance policy?

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    For example, if a lawsuit is costly and exceeds the coverage limits of your HOA’s master policy, those additional costs may be spread among homeowners in the HOA. Loss assessment coverage may ...

  6. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    Attempting to file a property insurance claim retroactively for a loss that occurred while you had a lapse in coverage is a felony that is punishable by jail time and significant financial ...

  7. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  8. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Many marine insurance underwriters will include "time element" coverage in such policies, which extends the indemnity to cover loss of profit and other business expenses attributable to the delay caused by a covered loss. Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners ...

  9. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. ... HO-1 insurance is a named perils policy, meaning it only covers your home in specific situations ...

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