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2. What is a 609 dispute letter? - AOL

   www.aol.com/finance/609-dispute-letter-221731481...

   A credit dispute letter may work to eliminate or correct negative marks on your credit. However, that may not be the only step you need to take to improve your credit. Consider the following options:

3. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

4. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

5. Repossession - Wikipedia

   en.wikipedia.org/wiki/Repossession

   When a provision of law requires that repossession takes place, the lien holder has a non-delegatable obligation not to cause a breach of the peace (which is synonymous with disturbing the peace) in performing the repossession or the repossession will be reversed, and the party ordering the repossession will be liable for damages (or the lienholder will be held responsible).

6. Credit Repair Organizations Act - Wikipedia

   en.wikipedia.org/wiki/Credit_Repair...

   The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]

7. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   After the corresponding (two or six, depending on province) anniversary of the last formal intention to pay the debt, neither the collection agency nor anyone else has legal authority to collect it. [22] Credit bureaus will retain both the debt and collection history on the debtor's credit file for 6–7 years, depending on province. Although ...