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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   The way cash value grows depends on the specific type of policy — whether it’s whole life, universal life or variable life. These policies differ in how they earn interest, with some offering ...

3. Whole life insurance

   www.aol.com/finance/whole-life-insurance...

   While the low-risk cash value component of insurance may be a nice added perk to a whole life insurance policy, other forms of investment, such as a 401(k), IRA or stocks, are likely going to ...

4. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   Whole life policies: These policies offer fixed premiums, cash value with guaranteed growth, and a guaranteed death benefit. Universal life policies: Universal life policies offer more flexibility.

5. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   The advantages of whole life insurance are its guaranteed death benefits; guaranteed cash values; fixed, predictable premiums; and mortality and expense charges that do not reduce the policy's cash value. The disadvantages of whole life are the inflexibility of its premiums and the fact that the internal rate of return of the policy may not be ...

6. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   Cash value refers to an investment component in life insurance that grows tax-free over the course of the policy's life. Cash value is a part of permanent life insurance policies and is a living benefit that the policyholder can use during his or her lifetime. [1]

7. Term vs. Whole Life Insurance: What’s the Difference?

   www.aol.com/finance/term-vs-whole-life-insurance...

   While whole life policies do accumulate cash value, using this value for loans or withdrawals reduces the death benefit and can even cause the policy lapse. That’s why it’s best to think of ...