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1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...
If you have a credit score in the 400-500 range, you might have to start out with a secured credit card to build debt and then apply for an unsecured card later down the loan. If you do apply for ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
More Information About Tomo Credit Card. You don’t need a credit score to apply and get approved for Tomo, but that doesn’t mean you’ll automatically be approved for the max $30,000 credit ...
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