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  2. Understanding consumer rights and knowing how to avoid ... - AOL

    www.aol.com/understanding-consumer-rights...

    For more information visit this website from the Consumer Protection Bureau, consumer.ftc.gov. They have lots of information, including short videos with a variety of tips to avoid scams and fraud.

  3. Here's What to Do When You’re a Fraud or Scam Victim - AOL

    www.aol.com/heres-fraud-scam-victim-140000719.html

    Fraud alerts are free and last 90 days or seven years, depending on which type of alert you choose. To reach the three nationwide credit bureaus, just visit their website or give one of them a ...

  4. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

  5. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, and other financial companies operating in the United States.

  6. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    A credit freeze (also known as a security freeze) allows an individual to control how a consumer reporting agency (also known as a credit bureau such as Equifax, Experian, TransUnion, and Innovis) is able to sell personal financial identity data. [1] The credit freeze locks the data at the consumer reporting agency until the individual gives ...

  7. Supreme Court sides with the Consumer Financial Protection ...

    www.aol.com/news/supreme-court-sides-consumer...

    The Supreme Court on Thursday rejected a conservative-led attack that could have undermined the Consumer Financial Protection Bureau. The justices ruled 7-2 that the way the CFPB is funded does ...

  8. Identity Guard - FAQs - AOL Help

    help.aol.com/articles/identity-guard-faqs

    Identity Guard - FAQs. In today’s world, you must take extra steps to protect your personal information and identity. Identity Guard takes those extra steps for you, providing you with protection for your financial information, passwords, personal data, credit cards, privacy and more.

  9. Red Flags Rule - Wikipedia

    en.wikipedia.org/wiki/Red_Flags_Rule

    The Red Flags Rule was created by the Federal Trade Commission (FTC), along with other government agencies such as the National Credit Union Administration (NCUA), to help prevent identity theft. The rule was passed in January 2008, and was to be in place by November 1, 2008, but due to push-backs by opposition, the FTC delayed enforcement ...

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