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The key variables for (credit) risk assessment are the probability of default (PD), the loss given default (LGD) and the exposure at default (EAD).The credit conversion factor calculates the amount of a free credit line and other off-balance-sheet transactions (with the exception of derivatives) to an EAD amount [2] and is an integral part in the European banking regulation since the Basel II ...
Pale colours: Standard time observed all year Dark colours: Summer time observed Central European Summer Time (CEST, UTC+02:00), sometimes referred to as Central European Daylight Time (CEDT), [1] is the standard clock time observed during the period of summer daylight-saving in those European countries which observe Central European Time (CET; UTC+01:00) during the other part of the year.
This is a list of the UTC time offsets, showing the difference in hours and minutes from Coordinated Universal Time (UTC), from the westernmost (−12:00) to the easternmost (+14:00).
EST: Eastern Standard Time (North America) UTC−05:00: ET (EST/EDT) Eastern Time (North America) UTC−05:00 / UTC−04:00: FET: Further-eastern European Time: UTC+03:00: FJT: Fiji Time: UTC+12:00: FKST: Falkland Islands Summer Time: UTC−03:00: FKT: Falkland Islands Time: UTC−04:00: FNT: Fernando de Noronha Time: UTC−02:00: GALT ...
Pale colours: Standard time observed all year Dark colours: Summer time observed Summer time in Europe is the variation of standard clock time that is applied in most European countries (apart from Iceland, Belarus, Turkey, Ukraine and Russia) in the period between spring and autumn, during which clocks are advanced by one hour from the time observed in the rest of the year, with a view to ...
Lithuania, Moscow Summer Time in years 1981–88, regular EEST since 1989, apart from in years 1998-2003 when it was Central European Summer Time; Moldova, Moscow Summer Time in years 1932–40 and 1981–89, regular EEST since 1991; Romania, unofficial EEST in years 1932–40, regular EEST since 1979
CEST or cest may refer to: Central European Summer Time (UTC+2), daylight saving time observed in the central European time zone; Cognitive-Experiential Self-Theory; Chemical Exchange Saturation Transfer, a subset of Magnetization transfer in MRI; Cest, a woman's girdle; Cest or Cesti, informal or plural for Cestus, an ancient battle glove
The following Western European countries and regions use UTC+00:00 in winter months: Portugal , since 1912 with pauses (except Azores , UTC−01:00 ) [ 4 ] United Kingdom and Crown Dependencies , since 1847 in England , Scotland , Wales , the Channel Islands , and the Isle of Man , and since 1916 in Northern Ireland , with pauses [ 5 ] [ 6 ] [ 7 ]