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Some state departments of insurance allow insurers to use cat modeling in their rate filings to help determine how much premium their policyholders are charged in catastrophe-prone areas. Insurance rating agencies such as A. M. Best and Standard & Poor's use cat modeling to assess the financial strength of insurers that take on catastrophe risk.
Similar to a company adjuster, an independent adjuster works on behalf of the insurance company, but unlike company adjusters, they are not employees of the company.
On February 8, 2013, Senator Jeff Brandes filed Florida Senate Bill 724, a comprehensive bill to overhaul Florida property insurance law [20] to avoid new "hurricane taxes" which would be necessary if another catastrophic hurricane ravaged the state. The proposal is unpopular among many Citizens customers because it would mandate more rate ...
Catastrophe bonds are non-investment grade corporate bonds (roughly equivalent to B or BB) with floating interest rates, [1] [2] and have an average maturity of 3 years with some up to 5 years but are uncommon. [3] [4] If no catastrophe occurred, the insurance company would pay a coupon to the investors.
Catastrophic crop insurance (CAT) is a component of the U.S. federal crop insurance program, originally authorized by the Federal Crop Insurance Reform Act of 1994 (P.L. 103- 354). [1] CAT coverage compensates farmers for crop yield losses exceeding 50% of their average historical yield at a payment rate of 55% of the projected season average ...
The NWSTC Leadership Academy also offers leadership training to all federal agencies. NWSTC's goal is to teach job-specific and practical skills; integrate systems so the whole, instead of individual parts of the problem, can be recognized; emulate the NWS working field environment; and provide students the ability to work and experiment with ...
On July 17, 1981, two overhead walkways in the Hyatt Regency Hotel in Kansas City, Missouri collapsed, killing 114 people and injuring 216. Loaded with partygoers, the concrete and glass platforms crashed onto a tea dance in the lobby. The collapse resulted in billions of dollars of insurance claims, legal investigations, and city government ...
The Second City Training Center was founded in the mid-1980s to facilitate the growing demand for workshops and instruction from the Second City theatre. The Training Centers are located in Chicago and [1] Toronto. [2] Satellite Centers formerly existed in Metro Detroit, Las Vegas, Cleveland, New York City [3] and Los Angeles. [4]
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