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  2. Do installment loans build credit? What to know before you ...

    www.aol.com/finance/installment-loans-build...

    For instance, if you already have a mortgage, student loans, an auto loan and credit card debt, adding an installment loan may increase your debt-to-income (DTI) ratio. Lenders will be less likely ...

  3. How strong are your finances, really? Part two: 4 more money ...

    www.aol.com/finance/more-financial-questions-to...

    Debt consolidation involves taking out a personal debt consolidation loan or a 0% intro APR credit card to pay off your current debts, ideally at a lower rate. You need to have a good credit score ...

  4. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    If your student loan payment, for example, is higher than your minimum credit card payment, it might be better to focus your debt payoff strategy on the loan, which would lower your DTI ratio.

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Usually, car leases allow the lessee to drive the car for a certain number of miles for a certain number of years. The lessee pays a fixed monthly payment for the privilege of driving the vehicle, and when the lease ends, the lessee returns the vehicle to the lessor. The lessee pays only for the value of the vehicle for the term of the lease.

  6. GM Financial - Wikipedia

    en.wikipedia.org/wiki/GM_Financial

    General Motors Financial Company, Inc. is the financial services arm of General Motors.The company is a global provider of auto finance, with operations in the United States, Latin America, Canada, Europe (which was sold to PSA Groupe and BNP Paribas following the sale of GM's core area businesses Opel and Vauxhall in a $2.2 billion deal), and China.

  7. How to refinance your ARM into a fixed-rate mortgage - AOL

    www.aol.com/finance/refinance-arm-fixed-rate...

    On a $400,000 loan, choosing a 15-year term at 5.75% versus a 30-year at 6.25% saves you a whopping $288,738 in interest over the life of the loan. Your monthly payment would be higher ($3,651 vs ...

  8. 6 smart money moves to make before and after Fed rate cuts ...

    www.aol.com/finance/financial-steps-fed-rate-cut...

    This includes my five-year car loan, which currently sits at a balance of $25,000 and 6.00% annual percentage rate. Even a small rate drop of 0.50% can save me over $300.

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