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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   How much can debt settlement affect your credit score? In some cases, a debt settlement and its circumstances, such as missed payments and charged-off debt, can lead to a more than 100-point ...

3. How a car loan settlement affects your credit - AOL

   www.aol.com/finance/car-loan-settlement-affects...

   Settling your car loan debt can end high payments, but your credit score will drop.

4. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Debt settlement may also affect your credit score if it affects your credit utilization. If you stop making payments on your debt, your balance may climb due to additional charges and late fees.

5. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

7. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Key takeaways. Debt settlement, debt management plans and debt consolidation are among the most popular debt relief options. If you work with a credit counselor to create a debt management plan ...

8. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Cons of debt settlement. Negative impact on credit score. Fees associated with the debt settlement process, even if it is unsuccessful. Requirement to adhere to a structured repayment plan

9. The debt relief trick I learned when I stopped paying my ...

   www.aol.com/finance/debt-relief-trick-learned...

   If your credit is good despite your credit card debt, you’re in luck. Repayment tools such as balance transfer cards and debt consolidation loans may be an option for you.